Black Economic Equity Movement (BEEM)

University of California San Francisco (UCSF)

Status: Active, not recruiting

Conditions: Education, Professional; Mental Health Wellness 1; Financial Hardship; Health Care Utilization

Treatments: Behavioral: Financial coaching; Behavioral: Peer learning circles; Other: Guaranteed Income

Study type: Interventional

Funder types: Other; NIH

Identifiers

NCT05609188

1U01OD033266-01 (U.S. NIH Grant/Contract)

Details and patient eligibility

About

The primary goal is to understand the potential impacts of Guaranteed Income (GI) on Black youth and young adults' financial, emotional, and physical well-being. The main question it aims to answer is: What are the impacts of GI on Black young adults' investments in their future, mental health and unmet mental and sexual/reproductive health service needs? Participants will receive guaranteed income for 12 months and will be offered enrollment in financial capability programs.

Full description

The BEEM project is a randomized controlled crossover trial in which 300 low-income Black Emerging Adults (BEA) (aged 18-24) are allocated to receive a $500/month Guaranteed Income (GI) either during the first twelve months of follow-up (phase I) or to receive GI in the second 12 months of a total of 24 months follow-up (phase II). All participants will be offered enrollment in financial capability programs (including peer learning circles and individual financial coaching) to bolster GI effectiveness and will also receive a periodic cell phone-based text messages to ensure that BEA with unmet health service needs receive referrals. The investigators hypothesize that this intervention will increase BEA's investment in their future (education, employment training), improve mental health (depression, anxiety), and reduce unmet mental health and sexual/reproductive health service needs.

Enrollment: 300 patients

Sex: All

Ages: 18 to 24 years old

Volunteers: Accepts Healthy Volunteers

Inclusion criteria

• Between 18-24 years of age at enrollment
• Self-Identify as African American or Black
• Live in a low-income housing tax credit (LIHTC) qualified census tract (QCT) in San Francisco or Oakland. Youth who are homeless or marginally housed in San Francisco and Oakland are also eligible; those who are marginally housed will need a letter from a youth agency that can affirm their marginal housing status.
• Must not be currently enrolled in another GI project
• Must have lived in the US for at least 3 years.
• Must provide informed consent

Exclusion criteria

• Participation in another GI program at the time of enrollment
• Lived in the United States for less than 3 years
• Have plans to permanently leave the Bay Area
• Being under the influence of alcohol or other substances at the time of enrollment.

Trial design

Primary purpose: Prevention

Allocation: Randomized

Interventional model: Crossover Assignment

Masking: Double Blind

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300 participants in 2 patient groups

Cash now

Experimental group

Description:

Participants allocated to the "cash now" arm will receive a $500/month Guaranteed Income (GI) during the first twelve months of follow-up (Phase 1) and no GI in the second twelve months of follow-up (Phase 2).

Treatment:

Behavioral: Peer learning circles

Other: Guaranteed Income

Behavioral: Financial coaching

Cash in a year

Other group

Description:

Participants allocated to the "cash in a year" arm will receive no Guaranteed Income (GI) during the first twelve months of follow-up (Phase 1) but will receive a $500/month GI in the second twelve months of follow-up (Phase 2).

Treatment:

Behavioral: Peer learning circles

Other: Guaranteed Income

Behavioral: Financial coaching