Micro-Health Insurance in Cambodia

University of California (UC), Berkeley

Status and phase: Unknown; Early Phase 1

Conditions: Health Insurance Sale; Asset Sales, Investment and Saving Behaviors; Health Utilization

Treatments: Behavioral: Savings Behavior and Consumer's Approach to Risk

Study type: Interventional

Funder types: Other; Other U.S. Federal agency

Identifiers

NCT00532181

CPHS Protocol 2007-3-48

Details and patient eligibility

About

People who buy insurance are sicker and/or more risk averse than those who don't. Also, Micro-health insurance increases utilization of public health care facilities and protects against asset sales.

Full description

Randomly assign coupons giving a discounted price for insurance. Since coupon receipt is exogenous, use these coupons as an instrument for take-up of insurance.

Sex: All

Volunteers: No Healthy Volunteers

Inclusion and exclusion criteria

Inclusion Criteria:

• Must be in a village where the health insurance program is being offered.

Trial design

Primary purpose: Prevention

Allocation: Randomized

Interventional model: Parallel Assignment

Masking: Single Blind